OFW Exit
What's Your Exit Number?
Fill in your real expenses. Get the exact monthly income you need to go home — for good.
Peso / Dollar rate
Default is ₱55 per $1. You can update this with today's actual rate. This only affects the USD output — your peso target stays the same.
Your monthly expenses in the Philippines
Add up to 20 categories. Include every real expense: rent, food, utilities, school fees, family support, transportation, healthcare — everything. Be realistic, not optimistic.
Monthly safety margin
Life is unpredictable — a hospital visit, a busted appliance, a school project that wasn't in the budget. Adding a buffer on top of your base expenses protects you from those moments. 20% is the minimum. If your situation is less stable — irregular income history, more dependents, higher health costs — increase this number.
Emergency buffer fund
How this affects your Exit Number: Your buffer fund total is divided over 12 months and added to your monthly income target. This means you're building your safety net while you earn — not before you start.
Made changes? Hit Calculate My Exit Number again to update your results.
Your exit number
Monthly income needed (MSIN)
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your Minimum Safe Income Number
Monthly baseline
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Your expenses + safety margin. This is the absolute floor — what you must earn each month to cover your life at home.
Buffer fund total
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Total savings you need before going home. Your "don't panic" fund — covers you when income slows or a crisis hits.
Weekly income target
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Break your monthly target into weeks. Useful for tracking whether your income is on pace.
In US dollars
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Your monthly target converted to USD — helpful if your income source pays in dollars.
Know your number. Plan your exit.